by Patrick Wilson | Sep 21, 2026 | Advice & Info for Everyone, Retirement
For most of your working life, the playbook was clear: earn, save, invest, and don’t touch. That discipline is a big part of why you’re in a strong position today. But retirement asks something different of you. The accounts you spent decades filling are...
by Patrick Wilson | Feb 11, 2025 | Advice & Info for Everyone, Business Owners & Entrepreneurs
You’ve spent years contributing to your Registered Retirement Savings Plan (RRSP). You’ve probably watched it grow and thought, Now what? When should you start withdrawing? How do RRSP withdrawals affect your taxes, government benefits, and overall retirement income?...
by Patrick Wilson | Feb 4, 2025 | Business Owners & Entrepreneurs
Managing your investments can feel like watching your first Superbowl game—overwhelming, confusing, and frustrating when you don’t understand how it all works. Should you buy more stocks? Sell before the market dips? How do you know when to act? Why are there so many...
by Patrick Wilson | Jan 31, 2025 | Advice & Info for Everyone, Business Owners & Entrepreneurs
If you have a Life Income Fund (LIF), you know it comes with rules—specifically, limits on how much you can withdraw each year. While these limits are designed to ensure your retirement savings last, they can feel restrictive when you need more flexibility. Good...
by Patrick Wilson | Dec 6, 2024 | Business Owners & Entrepreneurs
Taxes have a way of eating into your savings like an uncle at a pizza party, grabbing more than their fair share and leaving less for you to enjoy. That’s why the Tax-Free Savings Account (TFSA) is a game-changer. Think of a TFSA as a pizza locker for your money,...
